Insurance solutions from experienced brokers
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New Zealand wide - Kaitaia to Bluff

Rural Insurance Brokers

Essential Protection for New Zealand Farmers and Lifestyle Block Owners
Rural insurance protects your farm and lifestyle properties against risks such as property and vehicle damage, liability & natural disasters – allowing owners to focus on what matters most. Talk to our specialist brokers today. Our expert guidance will help you secure the right coverage to meet all your rural insurance needs.

What you can protect:

Rural buildings and equipment

Protecting your valuable assets, including:
  • Cowsheds
  • Woolsheds
  • Implement sheds
  • Haybarns
  • Silos
  • Irrigators
  • Machinery & tools
  • Milk
  • Fencing
  • Feed & more

Rural vehicles and implements

Provides coverage for accidental damage, fire, and theft of your vehicles, including:
  • Farm Utes
  • Trucks
  • Tractors
  • Harvesters
  • Trailers
  • Farm Bikes
  • Spreaders
  • Mowers and more

Rural business interruption

Covers the accidental disruption of normal farming operations due to unforeseen events such as natural disasters, equipment damage, or supply chain issues.

Rural liability

Coverage for third-party property damage or bodily injury claims, as well as protections against unintentional breaches of New Zealand statutes, such as the Resource Management Act.

Rural home and contents

Coverage for farm residences and personal belongings, typically as part of a comprehensive farm insurance package.
Talk to our brokers today to find the right coverage for our unique needs and farming operations.

Expert insurance solutions for the rural sector

  • Specialist insurance for the farming industry to protect assets and liabilities.
  • Coverage options range from lifestyle blocks to rural commercial operations.
  • Tailored insurance solutions for rural contractors.
Working with clients across New Zealand.
Rural - Taking care of you

How our process works

1. Initial Consultation:
We’ll start with an initial review to understand your unique rural insurance needs.
2. Risk Evaluation:
We'll gather comprehensive details about your assets, liabilities, and desired coverage to determine the appropriate level of protection.
3. Policy Recommendations & Customisation
Your broker will research the best policies for your budget and needs. We collaborate with insurance providers to customise coverage that better suits your requirements.
4. Ongoing Support
Once your policy is in place, your rural insurance broker will continuously review your coverage, assist with claims, and provide ongoing support and guidance.

Specialist rural and farm insurance that really covers your needs

Numerous risk factors, such as weather events and natural disasters, can impact the rural sector, making it challenging to work or run a business. However, the right farm insurance can mitigate many of these issues.

We're here to ensure you have the right cover. Talk to one of our rural insurance brokers today.

Your farm assets

Rural insurance assists with the repair or replacement of your assets in case of accidental loss or damage from various causes. Coverage can include:
  • Buildings, fencing, pumps, irrigators, silos, and bridges
  • Farm tractors and other vehicles
  • Bulk milk farm stores
  • Farm home and contents

Your legal responsibilities

The right coverage protects you and your employees against potential liabilities under the Workplace Health & Safety Act, the Resource Management Act, and incidents of stock escaping from your property.

Rural contractors

For the services you provide as a contractor, you need coverage for accidents resulting in damage to property, both yours and others. We can also help you find the right protection for alleged breaches of your legal responsibilities.
  • Commercial Motor Fleet
  • Mobile Plant
  • Earthmoving Equipment
  • Liability Insurance
We understand the risks you face and the right steps to mitigate them. Talk to the Greenlight team today to discuss your needs.

Farm & Rural Case Studies

CASE STUDY #1
Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into electronic typesetting, remaining essentially unchanged.
CASE STUDY #2
Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into electronic typesetting, remaining essentially unchanged.
CASE STUDY #3
Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into electronic typesetting, remaining essentially unchanged.

FAQ on Rural and Farm Insurance

Get In Touch

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Contact Number

0800 55 54 53

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Rural - Taking care of you